Breaking the Chain of Money

In this blog I will give you four different views on Money by using the culturally universal Relation Types of Alan Fiske with the important insight that we are highly Biased by the Market Pricing (MP) type often called Capitalism.

Direct to the Summary push here

Direct to the Conclusion push here.

You will see that Capitalism turns everything into a (causal) Chain.

Move to Part 1 (from Physical Money to block- and Holochain) push here.

Part 0: Paper Money and the Digital Euro:

I was triggered by the explanation of Inge van Dijk , the director Paymentsystems of the Dutch Central Bank of the future role of Digital Euro.

To begin this post I present to you what is currently known about the Digital Euro:

Skip this part push here

What are the Plans with the Digital Euro?:

Digital Euro = Paper Euro

According to Mrs van Dijk the digital euro is a digitalization of the Paper Euro with a lot of emphasis on Trust and Security.

If the system breaks down we the central banks can take over.

What she does not realize that we share a technical infrastructure.


To become fully independent the central bank has to create a completely new fail-proof infratructure.

The digital euro is not an innovation but an attempt to copy the old situation without a real Need to innovate.

Innovation is a Rearrangement of Components

The next step is never a copy of the old situation but a rearrangement of the “components” of the current situations.

To “innovate” you have to understand what the components are.

Money is an Exchange of Activity

Money is an intermediairy in a transaction in which something is Exchanged.

In terms of physics money is potential-energy exchanged for kinetic energy or

money is potential activity exchanged for real activity often presented as a physical product or a human service.

Value Chain

The activities are arranged in a long Chain called a value chain by Michael Porter.

The chain is really a Value Cycle that ends and starts with a human called customer.

Exchange is a Relation-type -> Market Pricing

so the theory of Alan Fiske is applicable.

Fiske calls this relation-type Market Pricing (MP)

The four colors correlate the four relationtypes with the archetypes of Carl Jung used in the meta-praxis Paths of Change.


In the Long Chain of Activities energy and Resources are often wasted.

The customer, who is at the end of the chain, is not aware of the energy and resources that are wasted.

Nicholas Georgescu-Roegen was one of the first ecological-economists that warned for this.

Hawala : Chain of Trusted Brokers

Hawala is an ancient payment system were not the money but only the payment-instruction is transported between trusted brokers.

Hawala contains Aval means Guarantee in many languages.

It is Cheap, Reliable and Independent from digital technology.

We don’t need money to exchange the results of an activity-chain.

You can also Match Equalities (Barter)or Share and even Give (Communal Sharing) where both are also (Fiske) Relation Types.

the Balance of Ma’at

Ma’at is the Egyptian goddesss of Balance later called Sophia (Wisdom).

Weighting the Heart with a Feather means that the weight of the Heart is (almost) zero meaning that the cycle with the Heart in the middle is in balance.

This means that the upper Blood-Cycle with the Brain in the Center is in balance with the lower Bood-cycle with the Body in the center both centered aroud the middle of the middle, the Heart.

In a transaction you have to Act from the Heart meaning that the Cycle of Life can move on.

In this blog I will show you why we lost this objective.

The main reason is the Fear to Lose something also the very old cultures were aware of.

What are the Plans of the EU?

First have a look at this interesting video about the Digital Euro:.

Money and Prospect Thory

Avoiding a loss is deeply rooted in the Emotional System.

Economic Theory has changed a lot by the work of Daniel Kahneman and Amos Tversky in 1979 and later by the work of Gerd Gigerenzer on the Human Bias.

According to prospect theory, decisions are influenced by the subjective value individuals assign to potential outcomes.

People tend to evaluate potential gains based on the absolute amount of money they can earn.

For instance, losing a certain amount of money can have a greater emotional weight for individuals than winning the same amount.

This phenomenon is known as “loss aversion,” a core concept in prospect theory.

Gerd Gigerenzer of the Max Planck Institute of Berlin has “detected” many more “biasses” that influence decisions.

In general a good explanation is a bad predictor and the best way to decide is to use a tossing-instrument like dies.

Part 1: From Physical Money to Block- and Holo-Chain

Go to Part 2 Market Pricing and Alan Fiske push here

Total Privacy

If you want the Privacy of Paper money, you need something that leaves no Paper trail:

Paper and Physical Money

has a hysical Form is independent of digital Technology can be Stolen or Lost, is not Traceable and is difficult to Regulate by the Central Bank.

Paper money was preceded by real physical Value (Gold, salt) and a written Promiss to Pay (Contract).

Network Tribes Barter

Before that time people lived in Tribes cooperated and Bartered.

They Exchanged Physical objects until the State ook over control giving a lot of power to the King and the Priests.

Top-down: King and Priests

Society became a Top-down-system.


This changed when the Internet made it possible to create World-wide Communities.

Communities and Cooperatives are an example of the Community Sharing (CS)relation-type

Digital Money

Many experts believe that the pattern is very clear

Money will be digitised without a possibility for others (especially Government) to detect what you were doing.

Digitized means a number has been transformed into a series of binary digits (0s and 1s) that can be processed and stored by computers.

In this view money is nothing but a Number connected to a Type.

Examples are Traditional currencies: Euro (EUR), United States dollar (USD) etc, Cryptocurrencies: Bitcoin (BTC), Ethereum (ETH) etc and Digital tokens:Airmiles, Reward Points, Gift cards.

It is often possible to Convert the diffrent types to other types with an Exchange rate.

Banks and Central Banks (CB)

are the same institution with the difference that banks are the customers of CB’s

Banks make money by using the money they save for their customers.

They make most of the money with the money that ciculates (Float)in the network of their customers.

It virtually never leaves the system.

By “playing” with the difference between money lent and money saved they create a profit.

When the sum of the ourgoing and incoming money is too negative they have to lent money from the Central Bank who can also oblige banks to put money on the account of the CB.

In this way they can influence the Speed of the Money circulation which is a measure of economic acrivity.

Blockchain Centralized-Decentralized.

A blockchain is a centralised system that looks decentralised.


It is managed by One shared infrastructure used by Many participants that act by Consensus.

Hierarchy vs Network

a Hierarchy is a 1->M System

a Network is a MxM (Matrix) -system

M->1 Converges and 1->M Diverges

1->1->1->1->1 is a Chain

A Fork is a splitted chain.

Shared Ledger

A blockchain is a decentralized and transparent digital ledger that records transactions across multiple computers or nodes.

Chain of Blocks

It operates through a chain of blocks, each containing a unique cryptographic hash that links it to the previous block, creating an immutable and chronological record of transactions.

It relies on consensus mechanisms, such as Proof of Work or Proof of Stake, to validate and add new blocks to the chain.

CPU-intensive: Waste of Energy

Blockchain is a very Cpu-intensive system.

Cooperate and Trust

It costs a lot of energy without an added value when people Cooperate and Trust eachother.

Blockchain Failed for many reasons

Misalignment with real-world needs or lack of a genuine use case.

Scalability limitations, resulting in slow transaction speeds and high fees.

Regulatory and legal hurdles, including compliance issues and uncertain legal frameworks.

Poor user experience and usability, making it difficult for everyday users to interact with blockchain applications.

Security vulnerabilities or successful hacking attempts, leading to a loss of trust in the technology.

Lack of industry adoption or resistance from existing centralized systems.

Inadequate funding or unsustainable business models.

Technical limitations or implementation challenges.

Governance issues, such as disagreements among stakeholders or the lack of a clear decision-making process.

Market volatility and uncertainty, especially in the context of cryptocurrency-based projects.


The alternative of Blockchain is already there.

Peer-to-Peer Technology

Holochain is a fully dstributed (Peer-to-Peer) technology.

Part 2: Market Pricing (MP)and Alan Fiske

Go to Part 3: Money is Paid to Restore a Balance push here.

What the experts forget is that western culture is biased by the Market Pricing (MP) relationship (also called Capitalism) discovered by the anthropologist Alan Fiske who also discovered that the four relationship-types map perfectly on the Scales of measurement and Geometries.

MP maps on the Ratio Scale and Euclidian Geometry.

Euclidian geometry is Flat 2D Space.

The Ratio Scale is Standardized on a Unity and has a Zero (Nothing).

It also maps on the Sensory Motor system the Body) and the Senses especially the Eyes.

There are three other very different relationship-patterns that map on other Cultures and ideologies (sometimes called a Religion).

Authority Ranking AR)

Western European Christianity is mainly Calvinistic by nature.

Calvin believed in Predestination a very old concept that was revived by Augustine of Hippo.

He believed that only “hard work” could give you an opportunity to go to heaven.

It maps on the AR-relationship

Communaal Sharing (CS)

Holochain correlates with the CS-relationship.

Flat `Euclidian Universe

MP lives in a Flat Euclidian Universe

while we live on a sphere.

We , the Observer, Project everything on a flat surface we call a Scape or Ship (schap in Dutch)

a Landscape is a 2d-projection (flat) of a 3D-view.

CS lives in a Projective Geometry.(PG)

in PG humans are points that are connected by lines where the points are crosses of lines which brings everything back to


Projectieve Geometry is a spin-off of Perspective Design created in the Renaissance by Leonardo da Vinci and Alfred Durer.

IMAGE: Leonardo's perspectograph
Physics of the Observer vs Physics of the Participant.

Causal Chain

MP is represented by a Causal Chain (M->1) Michael Porter called a Value Chain.


Objective” Measurement is a MP-proces.

Proces is a MP-term.

Scales are created to make it possible that the measuring process is not interferering with the measurement itself.

This is called a

Structure-preserving Map

also called a Homomorphism.

Homomorphisms play an important role in explaining the Foundations of Mathematics now called Category-theory.

Worldviews and RelationShip-types

Worldviews are a Projection from a special Point-of-View on a Scape.

They are Pointed Up (Ratio), Down (Emotion), Right (-Outside> Practice) or Left (Inside<- Imagination).

In the middle of the middle is a Cross being a Point . (Singularity, Void).

There four possible Points-of-View on a Context from Above to Below(Abstraction) using the Mind, with senses looking forwards, with the Imagination and Memory looking back and with the Emotions with our feet on the ground.


The worldviews are created by Carl Jung who called them


Point of View (PoV)

Every Point of View (PoV)is part of a `duality which means that when two worldview are combined they share nothing, the Point in the middle.


the other important point is that every PoVcan be undone by its opposite.

This prevents that theGrowth of a Part cannot take over the Whole and that every Outsight by the Senses is compensated by an Insight of the Imagination.


Every state of the system is in Balance.


Every PoV can be combined with another PoV and there are all kinds of n-combination possible.

Archetypes are Ancient

With the help of the Archetypes you can understand ancient concepts with below the concept of the Chakra’s.

4×4: Combinations Paths of Change (PoC) (in dutch)

Part 3: Money is Paid to Restore a Balance

Go to Part 4 From a Spiritual Society to Hierarchical Society:push here

Etymology Paying

The word “paying” originates from the Middle English term “paien” or “paie,” which came from the Old French word “paier.” 

Pacify: Prevent or Solve a Conflict

This, in turn, can be traced back to the Latin word “pacare,” meaning “to pacify” or “to satisfy.” In its original usage, “paier” referred to the act of satisfying a debt or obligation by providing compensation or making a payment.

Flow System

In the picture below you see the Porter Value Chain that is a Flow-System that ends and begins with a Customer called a Value Cycle.

Nothing Changes

The valuchain covers all the Worldviews of Paths of Change which means that it contains all the Relation-types of Alan Fiske and therefore Preserves Structure so Nothing changes.

Marketing (Satisfying)

Currently the Cycle is dominated by Sales Marketing) Satisfying the Customer.

Marketing is domintad by the Social Networks that er dominated by Google and Facebook.

Social Networks

There are four types of Social Networkd that correspond to the Worldviews and the Relation Types.

The Community-of-practice maps on MP but is not in existence for the reason that practice is taken over by Theory, promoted by the Priests often called Scientists. They block free speech by demanding a procedure whrere every deviation from the doctrine is blocked.


The yellow step here called research is a Feed-Back step.

Feed-back is the basic-pattern behind Cybernetics.

By applying feed-back on itself Cybernetics has innovated itself to a third order and even higher.

It moved from first-order cybernetics – “Observable systems”, to second-order – “Observing systems”, to third-order cybernetics – “self-developing poly-subject (reflexive-active) environments”

Finally Robert Rosen detected that the big problem is the logic of Aristotle itself.

It contains the paradigm of the Maker (or “Our maker”.

Anticipatory systems.

Robert Rosen called the system without an embedded maker Anticipatory Systems.

Production- and Consumption Cycle

move with- and against the clock with the Human in the center.

Alan Fiske Relations-Model

fused with the model of Paths of Change.

In the picture below you can find the four Relation-Shiptypes connected to form a Production Cycle (with the clock) and a consumption-cycle when you move against the clock .

Production-and-Consumption cycle have to void each other to become sustainable.

Equality Matching (EM)

is based on keeping Balance (reciprocity)


There are two ways of voiding Logical a and not-A = Void and Algebraical A-A=0 is Empty.


Anti-Fragile Geometry

The four Geometries of Paths of Change

Part 4 : From a Spiritual Society to Hierarchical Society:

Skip this part and move to the Conclusion push here.

How are Classes created?

India is an interesting case to show how a “Spiritual” society changes into a Top-down society where the spiritual leaders take over control by misusing the rreligious texts.

There are many Comparable Situations.

The Roman class system: A social stratification system in ancient Rome where society was divided into different classes, including patricians (aristocracy), plebeians (general population), and slaves. Social mobility was limited, but there was some possibility of advancement within the classes.

Feudalism in medieval Europe: A social and economic system where society was divided into different classes, such as the nobility, clergy, peasants, and serfs. Social mobility was limited, and status was often determined by birth.

Slavery in various societies: A system where individuals were owned by others and subjected to oppression and forced labor. This system existed in different parts of the world, such as ancient Rome, ancient Greece, and the transatlantic slave trade system in America.

The History of the Indian caste system

The caste system in India originated in the early Vedic period, around 1500-600 BCE. 

The society was divided into four main classes, known as varnas, based on the division of labor and occupations. T

he Brahmins were priests and scholars, the Kshatriyas were warriors and rulers, the Vaishyas were merchants and farmers, and the Shudras were servants and laborers. 

This division of labor aimed to organize society and ensure efficient execution of various functions.

Over time, the caste system hardened and became hereditary, with limited social mobility and discrimination based on birth. 

During the process of Brahmanization, from around 600 BCE to 200 CE, the Brahmins gained more authority and used religious texts to justify their superiority. 

During the medieval period (6th to 13th century), the caste system became further institutionalized, with the emergence of sub-castes and the exclusion of the Dalits (formerly known as untouchables).


From Religion to Ideology:

Part 4 shows a general tendency where “religious leaders take over control by manipulating the religious texts.

At this moment the same thing happens but the Religion is changed into an Ideology called Capitalism.

The “Priests” changed their title and now called Marketeer or according to Marxist Louis Althusser a Teacher.

They are the proclaimers of the Belief system connected to the relation-type Market Pricing.

Money in other Relation Types

Authorithy Ranking is highly connected to Capitalism because it is Conservative.

Communal-Sharing: Socialism: Cooperative

Communal-sharing involves the collective distribution of resources without an expectation of direct reciprocation.

Example are , Cooperatives or community projects where resources are shared and distributed for the common benefit.

Equality Matching : Social-Liberalism

Equality and Brotherhood were the slogans of the French Revolution.

After the revolution the Bourgeois took back the power and started the Industrial Revolution creation a new class-system.

The Slogan came back in the Sixties, the first time that the Age of Aquarius was announced.

After that time Socialism and Liberalism fused destryoing socialism leaving room for the conservative who call themselves Liberal to take the power creating a big confusion that bring back Big Brother Nationalism all over the world.

From 2040 we will get a new Type of spirituality.


Privacy, Digital Euro and Paper Money

Part0 This blog started because I wanted to know more about the Digital Euro announced by the EuropeanUnion to innovate the Paper Euro.

I was very surprised when I realized that the Digital Euro is just a digital copy of the Paper Euro without any added value to the current already digitized payment system.

This triggered me to find out what a real innovation of the money-stem could be so I first analyzed the current system and its innovation that can be found in digital currencies like the bitcoin.

The bitcoin is a failure for the main reason that it costs too much energy and does not garantee privacy at all.

From Blockchain to Holochain

Part1 The blockchain and its innovation the Holochain.


I found the Holochain when i tried to define an innovation of the State.

I found out that the state looks like an Ecology so I could apply the model of Panarchy.


Later I found out that my model was already defined 1n 1945 ,just afer the second World War, by Kees Boeke who created an new model of education based on the practice of theQuakers.

He educated the children of Queen Juliana.

His model was improved by his pupil Gerard Endeburg.

He called it Sociocracy

Sociocracy is tested with a big success al over the world as a new way off organizing a company.

It can be applied on the level of the State.

Self Organizing Infrastructure

Gerard Endeburg used Cybernetics to improve the system so it was easy to upgrade it to the level of Complexity Theory which is an innovation of cybernetics transforming it into an infrastructure to support Self-Organizing.

Part 2 Alan Fiske Relation Types

During the writing of part 1 and part 2 I realized that I was really writing about the relation types of Alan Fiske and could reuse a lot of Alan Fiske’s and others additional research about the types.

Than I realized that the relation-type Market Pricing is really Capitalism.

This generated a lot of insights I never had before until I realized that capitalism is so available that we like the fish in the water don’t realize we could live without it by re-introducing “old” xchange-types like bartering related to Equality-M.atching type or a “new” exchange-type the community (“Community-sharing“).

Part 3 Value Chain and other chains

Market Pricing maps perfectly to the Sensory World view of Will Mcwhinney which maps to a Causal chain.

It explains why Capitalism is always related to chains.

Part 4 Castes and Classes

Capitalism is a religion turned into an ideology created by Calvin who even took over Predestination from its Indian predecessor.

It motivates the Workers to suffer with their body to reach heaven.


Back to the begin

back to the begin pus here